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GENESEE CO-OP FEDERAL CREDIT UNION A Community Development Credit Union |
Loan Rates
Loan Rates Subject to Change Without Notice
Click here for an application you
can print, fill out and return to the CU. (Requires Acrobat Reader)
Auto Loans
Effective 1 May 2008
| New Autos 2008 & 2007, up to 60 months | 6.50% APR to 12.50% APR |
| New Autos 2008 & 2007, up to 72 months | 7.00% APR to 13.00% APR |
| Used Auto, 2003 or newer, up to 48 months | 7.25% APR to 15.75% APR |
| Used Auto, 2003 or newer, up to 60 months | 7.75% APR to 16.50% APR |
| Used Auto, 2002 or older, up to 36 months | 10.00% APR to 16.50% APR |
| Used Auto, 2002 or older, up to 48 months | 10.50% APR to 17.00% APR |
Click here for
used car deals every day!
Personal Loans
These are great for small home improvements, computers, and debt
consolidation.
Effective 1 May 2008
| Line-of-Credit, min $100 max $7,500 | 13% APR |
| Unsecured, up to 60 months | 12.00% APR to 18.00% APR |
| Fully share secured, up to 60 months | 5.75% APR |
| Secured Personal Loan, up to 60 months | 9.00% APR to 14.00% APR |
| Home Improvement Loans | 8.50% APR to 13.50% APR |
First Mortgages &
Home Equity Lines-of-Credit
Rates change daily so please call or email us for the latest information. You can also go to www.cucmortgage.com to see the latest rates or to view your current account status. Please note that rates shown DO NOT reflect the 0.25 discount for the special promotion now thru July 31, 2008.
GCFCU offers 15 and 30-year fixed and adjustable rate
mortgages.
We also work with individuals who are in alternative financial situations.
Our Home Equity Line-of-Credit features a rate of Prime plus
Zero (minimum rate of 8.25% APR) and a 20-year repayment period.
Call our Home Equity Department at
1-800-247-4231 for details.
Student Loans
Check the link below for the current rates.
Use Lender Code 832086
Student Loan Consolidations are also available.
Visit our service agent, Great Lakes Higher Ed on
the web
or email msr@genesee.coop for details.
This page last updated on
05/01/2008
Copyright 2004, Genesee Co-op Federal Credit Union
395 Gregory St. Rochester, NY 14620-1327
Phone: 585-461-2230 Fax: 585-461-3189
This page last updated on
05/01/2008 Copyright 2001, 2002, 2003, 2004, 2005, 2006 Genesee Co-op Federal Credit Union
except for portions Copyright 2001, 2002, 2003, 2004 CUNA Mutual Insurance Group